Qonto - Business Finance App

4.4
26.5K reviews
1M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Qonto makes day-to-day banking easier for SMEs and freelancers, thanks to an online business account combined with invoicing, bookkeeping and spend management tools. With an innovative product, highly responsive 24/7 customer service and clear pricing, Qonto has become the European leader in its category.

Master your daily finances with a powerful business account

- Local IBANS
- Payment cards: spend up to €200,000/month. No hidden costs. Pay online or in-store, at home and abroad: whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.
- Transfers: flexible payment methods - from instant SEPA to speedy international transfers - so you can pay and get paid faster.
- Get paid anywhere: accept payments in-store, on the move with Tap to Pay, or online with Payment links. Enjoy faster access to funds with zero friction.
- Transactions: unlimited history and real-time notifications.
- Financing: simplified access to integrated financing options: apply in minutes for our partners financing deals or ease your supplier payments with our in-house financing offer, Pay later.

Unchain your growth with a suite of financial tools

- Invoice management: centralize invoices & receipts in one place; get paid fast and pay your suppliers even faster.
- Spend management: control team spending with budgets, automatic receipt collection & tailored access.
- Bookkeeping: collaborate seamlessly with your accountant by connecting them to our suite of tools; get a full, real-time cash flow overview.
- Cash flow management: track the journey of every euro, forecast cash gaps in the weeks ahead, and see VAT updates in real time; let your unified dashboard translate scattered financial data into an actionable business roadmap.

Follow Qonto for news and company updates.

See what our customers have to say about us at https://www.trustpilot.com/review/qonto.com

Olinda Head Office is registered at 18 Rue De Navarin, 75009, Paris, France.
Updated on
24 Apr 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
26.1K reviews
claude Martinet
20 March 2025
absolutely terrible service. they discriminate theirs clients without even giving reason for refusing the service. you probably don't want to associate with such bank, in case you face difficulty they won't be there to help instead they will close your bank account (without reason). not the banking partner you should rely on. I give them a negative star ranking if it was possible
5 people found this review helpful
Did you find this helpful?
Qonto
22 March 2025
Hello Claude, Thank you for taking the time to share your feedback. We're truly sorry to hear about your experience. I'll contact you, as we can't communicate here on your file. Have a wonderful day,
Patrick FOEGEL
16 January 2025
Edit: After getting help via email from de support channel, everything works fine Great support and reactive, I like that and just for that it's worth 5 star. The app itself is fine, what I would like to have is for the Quote and invoice section, to chose the language to set for the document. Sometimes I need to make a quotation or invoice in English and sometimes in French. Would be nice to have that, I know you can make invoices in several currency, not sure the language itself can be changed
16 people found this review helpful
Did you find this helpful?
Qonto
13 January 2025
Hello Patrick, we've looked your comment and we want to help you. Please clear the data and cache for your app by going to your phone settings. This should resolve your issue. An agent will contact you as soon as possible, to check that you can have access now to your application. Have a nice day
Lukas
10 March 2025
Poorly optimized, a security threat and overall laggy and unresponsive, I only use it because I'm forced to. Factorial implementation in easily x10 times better
Did you find this helpful?