Betterment Invest & Save Money

Tshala imali futhi wonge kangcono nge-Betterment. Izinhlelo zokusebenza zokutshala ziyi-dime neshumi nambili, akunjalo? Ngakho-ke, ungase uzibuze ukuthi kungani kufanele ulande lolu hlelo lokusebenza lokutshala izimali. Kulula: I-Betterment iwumeluleki we-robo owakhiwe ngobuchwepheshe obulungiselela wena, udale umuzwa ofanelana nezidingo zakho noma ngabe ungumtshali-zimali oqeqeshwayo noma i-stock market guru. Joyina abantu abangu-900,000+ abasiphathise imali engaphezu kwezigidigidi ezingama-$56+.

Njengomeluleki ozimele wokutshalwa kwezimali kwedijithali kanye ne-fiduciary, i-Betterment yakhelwe ukukusiza wenze okungcono kakhulu ngemali yakho ukuze uphile kangcono. Ngaphandle kwebhalansi encane, ungaqala nge-$10 nje ngemizuzu. Landelela impilo yakho yezezimali kuwo wonke amagoli wakho wokulondoloza wesikhathi esifushane noma eside ngohlelo lwethu lokusebenza olusebenziseka kalula.

AMAKHASIMENDE AMASHA ATHOLA 4.50% IMALI EGUQUKILE* (kusukela ngomhla ka-12/27/24) NGEMALI
- Thola i-APY* engu-0.50% eyengeziwe ngediphozithi efanelekayo—cishe u-11x** isilinganiso sikazwelonke.
- Vikela umholo wakho kuze kufike ku-$2 million kumshwalense we-FDIC emabhange ethu ohlelo, kuncike ezimweni ezithile. I-Betterment ayilona ibhange.
- Bheka amabhange ohlelo ku-www.betterment.com/cash-portfolio

AMAPHOTHIFOLIYO EZAKHELWE UCHWEPHESHE UKUZE USIZE UKWETHUSA ISIMO SAMAZULU Emakethe
- Yenza ngokwezifiso izinga lakho lengozi yesitoko nebhondi ngezincomo ezivela kochwepheshe.
- Khetha eyodwa yamaphothifoliyo ethu athuthukisiwe, akhethiwe we-ETF, njenge-Innovative Tech, i-Goldman Sachs Smart Beta, noma izinketho zokutshala izimali ezinomthwalo wemfanelo emphakathini: i-Broad, Social, noma i-Climate Impact portfolio
- Ufuna isu lebhondi yonke? Zama iphothifoliyo yethu ye-BlackRock Target Income noma iphothifoliyo yethu ye-Goldman Sachs Tax-Smart Bond ukuze uqondise izinzuzo eziphezulu kuyilapho ubeka engcupheni encane kunezitoko.

TSHALA NGOBUCHWEPHESHE OBULUNGISELELA WENA
- Linganisa kabusha iphothifoliyo yakho futhi utshale kabusha izinzuzo ngokuzenzakalelayo
- Nciphisa umthelela wakho wentela ngamathuluzi azenzakalelayo njengokuvuna ukulahlekelwa intela nokuxhumana kwentela phakathi kwama-akhawunti
- Setha amadiphozithi avelayo ohlelweni lwakho oluthandayo
- Imibuzo? Ungaphequlula izinsiza zethu zochwepheshe noma ubuze abeluleki bethu bezezimali!

GCINA IMALI YAKHO ENINGI
- Tshala nathi ngo-$4/ngenyanga nje, noma ukhokhe imali yonyaka engu-0.25% kubhalansi ye-akhawunti yakho yokutshala imali lapho:
- Iba nebhalansi ye-Betterment isiyonke engu-$20,000 noma ngaphezulu kuwo wonke ama-akhawunti otshalile kanye nemali oyibambe kwa-Betterment, noma
- Misa idiphozi (ama) ephindaphindayo ka-$250/ngenyanga noma ngaphezulu kunoma iyiphi i-akhawunti
- Thuthukela ku-Premium ukuze uthole ukufinyelela okungenamkhawulo kubaluleki ngo-.65% nje wezimpahla zakho ozitshalile, ingxenye yezindleko uma kuqhathaniswa nabeluleki bendabuko
- Laba ngochwepheshe ABACITIFIED IZIMALI PLANNER®, abaholayo abakaze banikezwe umsebenzi, ngemali yokuphatha ephansi kakhulu.

PHENDULELA IMIGOMO YOKUPHILA IBE IMIGOMO YEMALI
- Phatha imali yokusetshenziswa kwansuku zonke futhi uthole ukheshi ngokuhlola
- Longela lelo bhayisikili lokuzivocavoca, iholide lakho elilandelayo, nokunye okwengeziwe
- Dlula ngaphezu kuka-401(k) wakho nge-IRA
- Sebenzisa amathuluzi ethu wokuqagela ukwenza uhlelo
- Bala ukuthi ungafinyelela kanjani okuhlosiwe ngesibikezelo sethu somgomo

BHEKA ISITHOMBE ESIKHULU
- Thola ideshibhodi yethu yezezimali ehlangene
- Xhuma ama-akhawunti angaphandle, bona ukubaluleka kwakho konke, futhi ubuke ukusebenza kwe-investimenti yakho, konke endaweni eyodwa