Sibutsetelo sokubala kwezimali kwe-TVM
Lesi isibalo sezimali esithuthukisiwe se-undergraduate finance majors, abafundi be-MBA, abaqeqeshiwe bezezimali kanye nabathandekayo bemali ngabanye. Abafundi bangasebenzisa lolu hlelo lokusebenza njenge-Solver solver ukuqinisekisa izimpendulo zabo kumbuzo esabelo. Abanye bangasebenzisa ukuhlela imali yabo futhi babone indlela imali esebenza ngayo ngokuhamba kwesikhathi lapho inzalo ihlanganiswa.
Uhlu lwababala bezimali oluhlanganisiwe nohlelo lokusebenza: -
• Isithakazelo esithakazelisayo esincane
• Isibalo sokuthandwa kwesithakazelo
• Ukubala okwamanje kwamanani (PVA) wokubala
• Inani elizayo lokubala (FVA) lokubala
• Isibalo se-NPV / IRR / MIRR
• I-Calculator yezinga lesithakazelo esiwusizo nesikhathi
Inani lesikhathi semali ngumqondo onamandla. Cishe noma yiluphi uhlobo lwezindleko zezimali olungenziwa nge-calculators lunikeze uhlelo lokusebenza. Ungakwazi ukuxazulula noma yiziphi iziguquko viz., Inani lamanje (PV), inani elizayo (FV), inani lokukhokha (NPER), isilinganiso senzalo (RATE) kanye nenani lokukhokha ngezikhathi ezithile (PMT). Uhlelo lokusebenza luhlanganisa imisebenzi eminingi yezimali etholakalayo ezinhlelweni zesipredishithi ezidumile njenge-MS-Excel ne-Google Sheet nakwamamodeli wokubala okufana ne-HP 12C ne-TI BA II plus.
Hlola i-http://tvmapp.blogspot.com/ ukuze uthole umhlahlandlela wokusebenzisa kanye nezibonelo zokubala kwesikhathi sesikhathi.
Kubuyekezwe ngo-
Feb 20, 2025