3Nickels: Invest, Budget, Save

I-3Nickels ingaphezu nje kwe-Robo-Advisor. Ingumeluleki Wezezimali Ephaketheni Lakho(sm). Zama uhlelo lokusebenza olugcwele izinsuku ezingama-32, alikho ikhadi lesikweletu elidingekayo! Thola ukufinyelela ezelulekweni eziqinile, eziphelele zezezimali zomndeni wakho wonke futhi ufunde ukuthi ungaqala kanjani ukukhokha izikweletu nokwakha ingcebo.


UMHLALAPHANSI

Yenza izinhlelo namuhla zendlela yokuphila oyifunayo kusasa. Awukaze umncane kakhulu ukuthi ungaqala ukuhlelela ikusasa lakho.

ISIKWELETU

Lawula isikweletu sakho. Thola ukuqonda ngesikweletu sakho esiphelele futhi wenze uhlelo lokuqeda isikweletu sakho ngendlela yakho.

AMAGOLI

Yenza uhlelo lokubekela imigomo yakho ukuze ukwazi ukufeza amaphupho akho. Landelela inqubekelaphambili yakho ekufinyeleleni kule migomo futhi ubone ukuthi ungakhokha kanjani izintela eziphansi.

ISABELOMALI

Bheka izimali zakho ngokuphelele futhi ubone ukuthi ulondoloza malini, uchitha futhi unikela kangakanani. Misa uhlelo lokukhokha ibhili oluzenzakalelayo futhi ukhokhe izikweletu ngaphandle kwengcindezi.

IKHADI LESIKWELETU

Thenga izinketho zekhadi lakho lesikweletu bese upheqa ama-gotcha ekhadi lesikweletu ukuze wenze isinqumo sokuthenga unolwazi futhi uphathe isikweletu sakho kalula.

IZIBOLEKO

Lawula isikweletu sakho esikhona noma uthole imali ebolekiwe efanele izidingo zakho, singakusiza ukuthi uthole ukuthi yini engcono kakhulu kuwe.

IKHOLIJI

Thola usizo nezeluleko ngokulondoloza ngempumelelo ekolishi - eyakho noma eyomunye umuntu. Bheka izinhlelo zokonga zasekolishi ezifana ne-UGMA, UTMA, noma 529.

INDLU

Khipha ukucindezeleka kokuthenga noma ukuthengisa indlu. Thola ukuzethemba ngezeluleko zokuthi kufanele uqashe noma uthenge futhi uthole ivelu yendlu ngokwamandla akho. Yenza uhlelo lokubuyisela ngezimali futhi ukhokhele i-mortgage yakho.

IMOTO

Thola izindleko zangempela zemoto futhi ubone ukuqhathaniswa kokukhokha ukheshi, ukuxhasa ngezimali, noma ukuqashisa. Thola ukuqonda ngomshwalense wezimoto futhi uthole iseluleko sokuthi iyiphi indlela yokugibela okufanele uyikhethele izidingo zakho nesabelomali

ZEzokwelapha

Wonke umuntu uzobhekana nezindleko zokunakekelwa kwezempilo. Chaza impicabadala emayelana nomshwalense wezempilo futhi ufunde umehluko phakathi kwe-FSA, HSA, ne-HRA. Khetha uhlelo lomshwalense olulungele futhi udale isu lokonga lokunakekelwa kwezempilo kwakho.

IZIPHO

Khuthazeka ukuthi unikele, cishe usuvele unikela kakhulu kunalokho okubonayo. Funda ukuthi ungonga kanjani ngezintela futhi ukhulise ukupha kwakho. Dala uhlelo lomuntu siqu lokufinyelela imigomo yakho yokupha.


UKUTSHALWA KWEMALI

Funda eminye imigomo evamile yokutshala izimali futhi uqonde izindleko ezihilelekile. Thuthukela ohlelweni olukhokhelwayo ukuze uthole usizo lochwepheshe noma iseluleko mayelana nokwabiwa kwempahla okuphelele kwephothifoliyo yakho ngezindleko eziphansi.
AKUKHO AMACINGA, AKUKHO IZIMALI EZIFIHLILE, AKUKHO UKUDAYISWA.

Uma sithi khulula, sisho mahhala. Ngama-3Nickels, okubonayo yilokho okutholayo. Ngeke sikudayisele noma yimiphi imikhiqizo yezezimali futhi asiyithengisi neze idatha yakho. Ukungafihli kanye nobumfihlo kubaluleke kakhulu kithi. Phatha izimali zakho nge-3Nickels, futhi uzizwe unamandla futhi uvikelekile.

SILANDELE:

Instagram: @3nickelsfi
Twitter: @3nickelsfi
Ungasithola naku-Facebook, YouTube naku-LinkedIn