Prosper: Personal Loans

Hlola izinketho ezintsha zokubolekwa komuntu siqu noma uphathe imalimboleko yakho ekhona ngohlelo lokusebenza lwe-Prosper: Personal Loans.

Umusha ku-Prosper? Thatha imizuzu emibili ukulinganisa inani lemalimboleko yakho yomuntu siqu, amanani enzalo, nezinkokhelo zanyanga zonke ngaphandle kokwabelana ngefoni yakho # noma i-imeyili. Njengalokho okubonayo? Thumela isicelo sakho ngaphansi kwemizuzu emi-5 ngohlelo lokusebenza lwe-Prosper: Personal Loans, futhi ulungele uxhaso lwangosuku olulandelayo (ngosuku olulodwa nje lwebhizinisi uma uhlangabezana nezimo ezidingekayo). Isilinganiso esinqunyiwe sokufinyelela, imalimboleko yomuntu siqu enenzalo ephansi isuka ku-$2,000 iye ku-$50,000.

• Thola inani elilinganiselwe lemalimboleko kanye nezinga lenzalo ngokuthepha okuthathu nemizuzu emibili
• Khetha phakathi kwethemu yeminyaka emi-2 noma eyedlule iminyaka emi-5 (1)
• Thumela isicelo ngqo kusuka efonini yakho ngaphansi kwemizuzu
• Isilinganiso Sephesenti Lonyaka (APR) sisukela ku-8.99% siye ku-35.99%, ngamanani aphansi kakhulu kubaboleki abafaneleka kakhulu isikweletu.
• Isicelo siphazamisekile? Qhubeka lapho ogcine khona
• Thola uxhaso lwangosuku olulandelayo ngesikhathi esincane njengosuku olulodwa lwebhizinisi uma uhlangabezana nezimo ezidingekayo
• Zonke izimali mboleko ezenziwe nge-WebBank.

Usuvele umboleki? Phatha imali ebolekiwe kalula kusuka noma yikuphi ngokusebenzisa i-Prosper: Personal Loans App. Manje usungakwazi ukungena ngemvume ku-akhawunti yakho ye-My Prosper kalula nangokuvikelekile ngezigxivizo zeminwe noma i-Face Recognition. Yenza inkokhelo, setha izinkokhelo ezizenzakalelayo, futhi ulandelele ukuqhubeka kwemali mboleko yakho. Konke kusukela entendeni yesandla sakho. Khohlwa amaphasiwedi futhi uthuthukise ukuphepha. Sebenzisa i-Face Recognition/Fingerprints ukuze ufinyelele ku-Akhawunti Yami Ye-Prosper
• Bheka izinkokhelo ezizenzakalelayo noma wenze inkokhelo mathupha noma nini, noma kuphi

(1)Isibonelo, imali ebolekiwe engu-$10,000 yomuntu siqu yeminyaka emithathu ingaba nenani lenzalo elingu-9.38% kanye nenhlawulo engu-9.99% yomsuka wesilinganiso samaphesenti wonyaka (APR) esingu-16.74% APR. Uzothola u-$9,001.00 futhi wenze izinkokhelo zanyanga zonke ezihleliwe ezingu-36 ezingu-$319.77. Imali mboleko yomuntu siqu engu-$10,000 yeminyaka emihlanu ingaba nenzalo engu-11.14% kanye nemali yokuqala engu-9.99% ene-APR engu-15.84%. Uzothola u-$9,001.00 futhi wenze izinkokhelo zanyanga zonke ezihleliwe ezingu-60 ezingu-$218.12. Izimali zomsuka ziyahluka phakathi kuka-1% no-9.99%. Ama-APR emalimboleko yomuntu siqu nge-Prosper asukela ku-8.99% ukuya ku-35.99%, ngamanani aphansi kakhulu kubaboleki abafaneleka kakhulu ukuthola isikweletu. Ukufaneleka kokubolekwa imali komuntu siqu kuze kufike ku-$50,000 kuncike olwazini olunikezwe umfakisicelo efomini lesicelo.

Ukufaneleka kwezimali mboleko akuqinisekisiwe, futhi kudinga ukuthi inani elanele labatshalizimali lifake imali ku-akhawunti yakho nokuthi uhlangabezane nekhredithi kanye nezinye izimo. Bheka Isivumelwano Sokubhaliswa Komboleki ukuze uthole imininingwane nayo yonke imigomo nemibandela. Zonke izimali mboleko ezenziwe nge-WebBank.

Mayelana ne-Prosper yasungulwa ngo-2005 njengendawo yokuqala yemakethe yokuboleka kontanga kuya kontanga e-United States. Kusukela lapho, senze imali engaphezulu kuka-$19 billion emalimboleko yomuntu siqu kubantu abangaphezu kwesigidi.
Ngo-Prosper, abantu bangatshala imali komunye nomunye ngezindlela ezizuzisa ngokwezezimali nezenhlalo. Ababoleki bafaka izicelo ku-inthanethi ngenani elinqunyiwe lemalimboleko yesikhathi esinqunyiwe phakathi kwama-$2,000 nama-$50,000. Abantu nezikhungo bangatshala imali ebolekiwe futhi bathole imbuyiselo eqinile.