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I-AKHAWUNTI YEMALI: ZUZA I-4.00% Yesivuno Sonyaka (APY)
Sisebenza namabhange ozakwethu ukuze ukwazi ukuzuza cishe ngokuphindwe ka-10 izinga lenzalo elimaphakathi likazwelonke ngaphandle kwezinkokhelo ze-akhawunti. I-Akhawunti Yemali ihlanganisa ukuhoxiswa kwamahhala okusheshayo kuma-akhawunti afanelekile kunethiwekhi ye-RTP ne-FedNow, futhi ungakwazi ukufinyelela kuma-ATM amahhala angaphezu kuka-19,000, kanye nezimbuyiselo ezimbili ze-ATM (kufika ku-$7.50 ngayinye) ngenyanga. Funda kabanzi ku-richfront.com/cash.

ISITEBESI ESIZENZAKALELAYO SEBOND: KHIYELELA IZIVUNO EZIPHEZULU (FUTHI AKUKHO IZINTELA ZESIZWE)
Yenza okuningi ngamanani amanje ngeledi le-US Treasuries. Inzalo yakho ayikhokhiswa intela yemali engenayo yesifunda neyendawo, ukuze ukwazi ukuzuza okwengeziwe - futhi ugcine okungaphezulu - kunama-akhawunti amaningi okulondoloza kanye nama-CD athile.

I-AKHAWUNTI YOKUTSHAYA NGOKUZENZAKALELAYO: AMAPHOTHIFOLIYO E-ETF EYAkhiwe UCHWEPHESHE
Ukutshala imali ngezandla kwenziwe kwaba lula. Sizoncoma iphothifoliyo ehlukahlukene emhlabeni wonke yezimali zenkomba ezizenzakalelayo ezenzelwe wena uqobo. Siphatha ukuhweba, sitshala kabusha izinzuzo zakho, futhi sikusiza ukwehlisa izintela zakho nge-Tax-Loss Harvesting.

TSHALA EZIMALINI NGAMA-ZERO COMMISSIONS
Senza kube lula ukuhlola izingqikithi zokutshala izimali namathuba okukusiza ukuthi uthole izinkampani eziningi ezingekho ku-radar yakho (okwamanje!). Kuyisinqamuleli sakho sokutshala imali ngesitoko ngobuchule.

THUTHUKISA UKUTSHALWA KWAKHO KWE-S&P 500®
Tshala imali ngokuqondile kusitoko se-S&P 500® futhi sizokuphatha yonke into. Siphatha zonke izimakethe futhi sisebenzisa amadiphu emakethe ukuze sibheke amathuba okwehlisa isikweletu sakho sentela.

YAKHA INGCEBO YAKHO ENDAWENI EYODWA
Thola umbono omkhulu wezimali zakho futhi uqiniseke ukuthi usendleleni manje futhi uyothatha umhlalaphansi. Valelisa ezinhlelweni zokusebenza eziningi kanye namaphasiwedi akhohliwe, futhi ukhiphe ukuqagela ekwakheni ingcebo.

Ulwazi oluqukethwe kulokhu kuxhumana olwezinjongo zolwazi oluvamile kuphela akufanele kuthathwe njengeseluleko sentela, umnikelo, isincomo, noma isicelo sokuthenga noma ukuthengisa noma yisiphi isibambiso.

I-akhawunti Yemali ehlinzekwa yi-Wealthfront Brokerage LLC (“I-Wealthfront Brokerage”), Ilungu le-FINRA/SIPC. Ayikho i-Wealthfront Brokerage nanoma yiziphi izinhlaka zayo eziyibhange, futhi I-akhawunti Yemali ayiyona i-akhawunti yokuhlola noma yokonga. *I-Annual Percentage Yield (“APY”) kumadiphozithi ekheshi kusukela ngomhla ka-27 Disemba 2024, imele, ingashintshwa, futhi ayidingi inani elincane. Sidlulisela izimali kumabhange ozakwethu abamukela futhi bagcine amadiphozithi , hlinzeka nge-APY eguquguqukayo, futhi unikeze umshwalense we-FDIC.

Ukuphathwa kokutshalwa kwezimali kanye nezinsizakalo zokweluleka–okungewona umshwalense we-FDIC–ahlinzekwa yi-Wealthfront Advisers LLC (“Abeluleki Be-Wealthfront”), umeluleki wokutshalwa kwezimali obhaliswe nge-SEC, kanye namathuluzi okuhlela ezezimali ahlinzekwa yi-Wealthfront Software LLC (“Wealthfront Software”). Konke ukutshalwa kwezimali kuhilela ubungozi, okuhlanganisa ukulahlekelwa okungenzeka kukathishanhloko. Ukusebenza kwangaphambilini akuqinisekisi imiphumela yesikhathi esizayo. Bona Ukuveza Ulwazi kwethu Okugcwele kokuthi richfront.com/legal/disclosure ukuze uthole imininingwane ebalulekile.

Inkomba ye-S&P 500® iwumkhiqizo we-S&P Dow Jones Indices LLC (“SPDJI”) futhi inikezwe ilayisense yokusebenzisa i-Wealthfront Advisers LLC. I-Standard & Poor’s®, S&P®, S&P 500®, US 500 kanye ne-The 500 yizimpawu zokuthengisa ze-Standard & Poor’s Financial Services LLC; I-Dow Jones® inguphawu lokuthengisa olubhalisiwe lwe-Dow Jones Trademark Holdings LLC (“Dow Jones”); futhi lezi zimpawu zokuhweba zinikezwe ilayisense yokusebenzisa i-SPDJI futhi zinikezwe ilayisense ngezinjongo ezithile yi-Wealthfront Advisers LLC. I-Wealthfront's S&P 500 Direct Portfolio ayixhaswanga, ayivunyelwe, ithengisiwe noma iphromothiwe ngabakwa-SPDJI, i-Dow Jones, i-S&P, izinhlaka zabo ngokulandelana kwazo futhi akekho noyedwa kulawo maqembu owenza izethulo mayelana nokwelulekwa kokutshala imali kulowo mkhiqizo futhi azinaso isikweletu sanoma yimaphi amaphutha. , ukweqiwa, noma ukuphazamiseka kwenkomba ye-S&P 500®.

Inzuzo ezuzwe kuMgcinimafa wase-U.S. ikhululiwe ezintela zemali engenayo yezwe neyendawo. Kodwa-ke, imali engenayo yenzalo evela kwaTreasuries ingaphansi kwentela yemali engenayo yenhlangano. Ukuphathwa kwentela kungase kwehluke kuye ngezimo zakho ngazinye. Ukuze uqonde imithelela yesimo sakho sezezimali esithile, thintana nochwepheshe wezentela.

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