Joola: Reach Your Money Goals

3.9
57 reviews
5K+
Downloads
Content rating
Everyone
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About this app

Joola makes group saving simple. Whether you're planning a vacation or a big event or just want to save smarter, Joola automatically helps you pool money with friends and track progress. No chasing payments. No spreadsheets. Just easy saving. Or, if you prefer, you can save solo—your money, your pace, your goals.

How It Works:
- Set a savings goal – Choose a target amount for any expense.
- Invite friends or save solo – Group or individual saving, your choice.
- Automate contributions –No more reminding or awkward money talks.
- Track every deposit – See contributions in real-time.
- Cash out when ready – Withdraw funds easily and securely.

Why Choose Joola?
- Group saving made simple – Plan trips, events, and big purchases together.
- No more awkward reminders – Joola handles payments automatically.
- Transparent tracking – Everyone sees contributions, no confusion.
- Save on your own – Solo saving goals available.
- Safe and secure – Encrypted and privacy-focused.

Perfect for:
- Travel funds & group vacations
- Weddings, birthdays & big events
- Emergency savings & financial goals
- Holiday shopping & shared expenses

More Than Just Saving
Joola also includes a digital ROSCA (Rotating Savings & Credit Association)—just like tandas, stokvels, and susus—helping communities save together.

Low, Transparent Fees
A small transaction fee applies based on the group type. No hidden costs—just simple, stress-free savings.

Download Joola today and start reaching your money goals—together or solo!
Updated on
Oct 25, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info, and Files and docs
This app may collect these data types
Personal info, Photos and videos, and App info and performance
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.9
55 reviews
Regan Rice
October 9, 2024
I didn't like it. There's no way to edit the savings plan after a payment has been first taken, so if your financial situation changes, you are screwed and have to keep up the automatic payments until the payout date. No option for me to payout now, although the finish date is 10/11/24, and today is 10/9/24. Deactivating when it cashes out. Review changed after tech support fixed an issue
Did you find this helpful?
Joola
November 24, 2024
Hello Regan, Thank you for updating your review and letting us assist you. We’re glad our support team resolved the issue. Your feedback on savings plan flexibility is valuable, and we’ve shared it with our development team to improve the platform. Thanks for sharing your experience!
ROCK YOUR BITS
November 7, 2024
found out after signing up that they charge fees to give YOUR money back to you. so you save money as a group, joola takes some, and then gives you the rest. they also ask for a lot of information before this is made clear. I didn't see anything in the app store under the description about fees. I could have missed it.
4 people found this review helpful
Did you find this helpful?
Joola
November 24, 2024
Hello ROCK YOUR BITS, Thank you for sharing your experience! We charge a small service fee to support our platform, with fees shown before a group starts and always accessible in the app. Your feedback helps us improve. Let us know if you have more suggestions or concerns!
Jordan Burgin
November 24, 2024
Would give 0 stars, I setup an account and went to login the next day. Asks for my phone number to send a code. Cool. No code, instead asks for password. Cool I got that too. "wrong password" except I made the account yesterday and have the password written down. Go back in the app to try to reset password. Get locked out for suspicious activity. So lucky I didn't have money in it before they locked me out and stole it. Awful app.
1 person found this review helpful
Did you find this helpful?
Joola
November 26, 2024
Hello Jordan, we apologize for the frustration with your account. Multiple failed login attempts activated a security measure to protect your information. Please rest assured that you are the only individual who can access your savings account and funds. No transactions will occur without your consent. Thank you for sharing your experience.

What’s new

Removed unnecessary permission for image picker