Lenme: Investing and Borrowing

In-app purchases
4.4
7.84K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Lenme app is the perfect tool helping in all connections between borrowers and investors.
Borrowers can get all the loans they need in minutes with total ease! We even allow users to continually increase their loan limit eligibility while requesting loans through the App. Until you are eligible for loans that can reach up to $5,000!

And if you have the interest to invest in lending. Lenme is your perfect gate to earn some cash and generate good passive income. Gain returns you have always looked for!

Benefits you can get for as low as $1.99 a month:
- No credit score required, debt-to-income ratio, or paperwork hassle.
- Creating your borrower profile and requesting a loan won’t take more than 3 mins!
- Thousands of Investors will compete to offer the best rates and you will have the power to choose.
- Get funds transferred to your bank account as quickly as the same day
- As long as you pay back your loan your limit will keep increasing until you are eligible for up to $5,000!

Lenme has the perfect investing platform!
- Diversify portfolio in a market with low volatility.
- Easily select investments that suit the level of risk you’re comfortable with.
- Enjoy withdrawing your earnings at no cost.
- Investment assistance with Lenme predict service.
- Invest in almost risk-free loans backed by Crypto as Collateral.

Lenme has a new loan just for you - borrow up to $10,000 using your Crypto-Wallet as collateral. Borrowers owning crypto can now connect their wallets to the app and request bigger limit loans. Investors can earn up to $1,700 when funding!

Lenme is a lending platform that connects people looking to borrow money with financial institutions, lending businesses, and individual investors looking to invest in the loan market. Users remain completely anonymous throughout the entire borrowing/lending process. For transparency and to encourage a fair and competitive market, the ā€œfeedā€ tab within the app allows users to see which loans are being funded and all associated fees. Loans shown on the "feed" reflect loans funded through the Lenme platform, some of which may not be available to Android users.

Lenme offers a monthly/annual subscription through Google Play. Subscriptions will automatically renew unless canceled within 24 hours before the end of the subscription period. You can cancel anytime via your Google Play account.

LenmePredict, our machine learning algorithm, is a standalone product offered for lenders through Apple Pay for purchase either per-use or monthly/annual subscription. Subscriptions will automatically renew unless canceled within 24 hours before the end of the subscription period. You can cancel anytime via your google play account.

Crypto-backed loans, our new product allows investors to fund cash loans backed by cryptocurrency owned by the borrower. Cryptocurrencies are used as collateral and may be liquidated in case of default or sudden price drop of the held currency.

Since our app is not directly involved in the lending decision, we cannot guarantee the interest rate borrowers will be offered. For example, Loans backed by cryptocurrency have a maximum interest rate (APR) of 25%. All borrowers have the option to request a loan on our platform for up to a 12-month repayment period and a minimum of 2 months paid in installments. Android users are not allowed to request loans that require repayment in full in 60 days or less from the date the loan is issued. Lending decision is based on multiple factors viewable on our app, including credit, income, and cash flow analysis.

A representative example of the total cost of the loan, including all applicable fees: If you borrow $1,000 over a term of 1 year with an APR of 12% and an origination fee of 1%, you will pay $89.75 per month. The total amount payable will be $1,076.96, with total interest and fees of $76.96.

For more information, see our Terms of Use and Privacy Policy.
https://lenme.com/privacy-policy
https://lenme.com/term-of-use
Updated on
Apr 4, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
7.73K reviews
Katelyn
March 9, 2025
Had issues scanning the back of my ID just like the many other people here. Went to support, got ghosted by the first one after I gave a detailed explanation, then followed up and the next lady did not acknowledge the actual issue with the app and the out of focus camera & gave a laughable excuse that my barcode may be compromised. It's clean and sharp irl, but on app it's fuzzy because of the subpar (non-existent) focus feature. I'll be sure not to use this app in the future unless they fix it.
37 people found this review helpful
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Alex Nickolai
March 12, 2025
Terrible app. My initial review somehow got deleted. They charge you a fee up front before anything. Once you pay the fee you can submit for a loan, however the loan just sits. No one ever funds it, but you can't cancel the loan request until you have at least two offers. And you can't cancel your account while you have a pending loan.. it's a scam and should be shut down from the app store. Do not use!!
30 people found this review helpful
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Brian Mcneill
October 22, 2024
I really do like the idea of the app but paying for a subscription that never gets funded is kind of ridiculous. You pay every month or you pay once a year, whatever the case may be. But if an investor never picks it up after 30 days it falls off and then you just end up putting another request in and it never gets funded. I don't know if there's more people asking for loans then there are investors but it is kind of ridiculous that you can't get a straight answer from customer service
75 people found this review helpful
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What’s new

Now you will be receiving funding offers in as little as 30 minutes after submitting your loan request.

We’re constantly improving our platform to provide you with the best possible experience. Check out our latest updates:

1. Borrowing is now a lot quicker: offers will be rolling in within 30 minutes.
2. Bug Fixes: Various issues have been resolved for a smoother experience.

If you have any questions or suggestions, feel free to reach us at hello@lenme.com.