4.6
16.1K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Enjoy a simple way to manage your Bread Cashback™ American Express® Credit Card, Bread RewardsTM American Express® Credit Card, and AAA Visa Signature® credit card accounts on the go.
And, we’re working hard to add more brands to the app soon!

Access your account anytime, anywhere, logging in with the same username and password you use on Account Center. Inside the app, you can make a payment, redeem your rewards, and review transaction history and more—all at your fingertips.

Manage Your Account Easily
- Log in quickly and securely with username/password or biometrics
- Review transactions and statements
- Search recent activity and filter as needed
- Activate your card, add an authorized buyer and lock and unlock your card (for select programs)

Make Payments in a Few Taps
- Set up automatic payments
- Schedule a one-time payment
- Edit or delete a scheduled payment

Get Rewarded as You Shop (for select programs)
- Track your reward earnings
- Redeem in any amount you’d like
- Unlock exclusive offers on our partner site, linked on the app

Enjoy Safe and Secure Communication
- Reach out to us any time through our Secure Message Center

Copyright © 2024 Bread Financial. Comenity Bank and Comenity Capital Bank are Bread Financial companies.
Updated on
Apr 14, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and App info and performance
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
15.9K reviews
Jeffrey Park
April 9, 2025
Can't connect HYS account. The Bread site directs you to this app to manage your high yield savings account. I get the impression that there used to be a separate app that no longer exists. I can't do anything with app except get stuck on a screen that demands I add cards that I don't have. I reached out via email listed in the app store to report the problem and never heard back. If there is a separate app to manage savings, it's non existent in the app store.
7 people found this review helpful
Did you find this helpful?
Bread Financial Holdings, Inc.
April 9, 2025
Hi Jeffrey! We're sorry you had this problem and apologize for any inconvenience. Your experience is important to us. We are aware of the issue, and we are diligently working on this matter at the moment. Thank you.^TM
Antonio Sarosi
February 8, 2025
It does what it's supposed to do with no fuss. I do have one issue which I saw others complained about: The UI seems to interpret a portion of your balance as always being late despite prior payments, it's not calculating it properly and always assumes your balance is from the prior statement period rather than the current one.
26 people found this review helpful
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Bread Financial Holdings, Inc.
February 8, 2025
Hi, Antonio Sarosi. We're sorry you had this problem and apologize for any inconvenience. Your experience is important to us, and we'd like to look into this for you. Please provide details via Secure Message Center (located in the "More" section of the app) so we can work to fix the problem. Thank you in advance.
Amber Frischer (Amber)
January 1, 2025
this credit card finally got an app! I never used it before because it was difficult to find the website to sign onto to beiw my transactions and pay my bill. it was so old school i stopped using the card and threw it in my drawer. it was horrible. Anyway, I just got the new app set up, and it's very easy to access and use. now I can finally start using this card again. thank you for getting with the times Victoria secret. only 15 years behind every other credit card company, but you got there.
57 people found this review helpful
Did you find this helpful?
Bread Financial Holdings, Inc.
January 2, 2025
Hi, Amber Frischer (Amber). Thank you for giving us such a wonderful review. We appreciate you taking the time to let us know about your great experience.

What’s new

- Minor bug fixes and performance enhancements.

App support

Phone number
+18882825154
About the developer
Bread Financial Holdings, Inc.
BreadFinancialMobileSupport@breadfinancial.com
3095 Loyalty Cir Columbus, OH 43219 United States
+1 210-848-7374

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