Accrue: The cross-border app

4.2
2.95K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Accrue: The cross-border payment app

Need an easier way to pay and get paid across Africa and the US? Accrue helps you send money to family and friends in minutes, save in US dollars to earn daily interest, shop online with virtual and gift cards, and grow your money through simple investing - all from your phone. Join thousands of people who trust Accrue to handle their money safely and simply.

Here's How Accrue Works for You:

🌍 Send Money to Family & Friends Quickly

Need to send money to loved ones across Africa? With Accrue, you can send money to any African country in just minutes! Send directly to their bank account, MoMo, or MPesa, and they'll get it right away. We give you great rates when sending to Ghana, Nigeria, Kenya, South Africa and other countries, so you keep more of your money.

🌍 Get Your Own Dollar Account

Receive payments in dollars from anywhere in the world with your personal USD account. Perfect for getting paid by international clients or receiving money from family abroad.

🏦 Send Money to US Bank Accounts

Got friends or family in the US? Send money straight to their bank account with just a few taps. Simply enter their bank info once and you can send them dollars anytime - it's quick, safe and easy! No confusing bank codes or complicated forms to fill out.

💳 Shop Online with Virtual Cards

Shop on international websites easily with our virtual dollar cards. Create a card in seconds, add money instantly, and make secure online purchases anywhere in the world.

🎁 Get Gift Cards & Digital Essentials

Shop at popular stores like Amazon, ASOS, PlayStation Network, and App Store with our digital gift cards. Top up your phone airtime or get instant eSIM data plans for travel - all in one place.

💵 Grow Your Money Daily in Dollars

Keep your money safe in dollars and watch it grow every day! Simply deposit your local currency and start earning interest daily - no complicated terms or hidden fees.

🎯 Save for What Matters

Whether it's a new phone, a dream vacation, or your child's education, Accrue helps you save for your goals. Save on your own or team up with friends in fun savings challenges to reach your targets faster.

🔒 Lock Your Savings for Better Results

Want to avoid touching your savings? Our Vault feature lets you set aside money until a date you choose. Perfect for saving up for big purchases or special occasions.

💸 Send Money to Friends for Free

Got friends on Accrue? Send them money instantly at no cost! Just use their @crewtag to transfer dollars quickly and safely.

📩 Get Paid Easily with One Link

Share your personal payment link to receive money in your local currency - whether it's Naira, Cedis, or Shillings. Simple for you, simple for anyone paying you.

🛍️ Sell Online with Ease

Run a business? Create your own online store through Accrue, sell to customers across Africa, and get paid instantly. A simple way to grow your business beyond borders.

🔒 We've Got Your Back

No hidden fees or monthly charges. Just fast, secure, and reliable transactions. Need help? Our friendly support team is ready to assist through email, Twitter, or Instagram.

Download Accrue Now and Make Your Money Work Better for You!

Got Questions? Need Support?
Contact us at help@useaccrue.com. We're always happy to help! 😊
Updated on
Apr 25, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Messages, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
2.9K reviews
Aaron Walker
September 13, 2023
This is the best financial app I've used for seamless transactions creating Virtual payment cards and saving in general is just top-notch. The interface is clean and easy to navigate In addition aid tips to get you started. Would recommend it to anyone looking to transfer money to family and friends in Africa or for savings.
54 people found this review helpful
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gbemi taiwo
April 5, 2025
I had issues with the authenticator, but I set them an email and they responded speedily and they even offered a video call to walk me through the fix, which is quite strange for most customer service. The only drawback is there is no live chat and the vendors paying out take time. nice job
2 people found this review helpful
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Accrue Wealth Inc
April 5, 2025
Hi Taiwo! We see that you've been able to withdraw successfully. We'd appreciate it if you updated your review. Thanks
mc govern
April 20, 2025
this application is fire i really love it but i have two glitch i wish it would be taken into consideration i know some of you might not aggree with me but if you want accrue to introduce this on the next update please give a thumbs up on the comment 1. the new update is good but i still prefer we choosing the merchant we want to trade with the new update automatically select i personally i don't like it 2. i wish a green signal will appear on the merchant indicating he or she is online.
1 person found this review helpful
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Accrue Wealth Inc
April 20, 2025
Hi, We've forwarded your feedback to our developers. Thank you for taking out the time to send us your suggestions!

What’s new

- Refreshed UI for a smoother Cashramp experience
- Invite and manage sub-agents directly from your Cashramp dashboard
- Process international transactions for your customers
- General bug fixes and performance improvements